INDEPENDENT, DYNAMIC AND ENTREPRENEURIAL BROKING

State of the Global Insurance Market: Q1 2026

For brokers, MGAs, insurers and insurtechs worldwide, this first quarter of 2026 has brought more available capacity in many areas, but no meaningful reduction in underlying risk. Conditions may be easing in parts of the market, but disciplined underwriting, specialist placement strategy and careful portfolio management remain essential. As we navigate an ever-evolving insurance landscape, this report provides a concise overview of key trends and developments shaping the global insurance market today.

When conflict disrupts cargo: Why marine insurance expertise at Lloyd’s matters more than ever

When geopolitical tensions flare around major shipping lanes, the impact is felt far beyond the immediate conflict zone. Cargo can be delayed, rerouted or stranded. Vessels and crews can face heightened exposure. Insurance can become more complex overnight. Recent disruption around Iran, the Persian Gulf and the Strait of Hormuz has brought these realities into sharp focus, but the underlying issues are not new and they are not going away.

How to insure emerging industries: Finding the right capacity, and the right partner

Emerging industries can become commercially significant long before the insurance market feels fully comfortable with them. Drones, cannabis, crypto and climate tech are all good examples: each has moved beyond theory into real operations, real investment and real liabilities. For businesses in these sectors – and for the insurers, brokers, MGAs and InsurTechs that serve them – the challenge is often not whether cover is needed, but how to secure the right capacity, wording and underwriting partner.

The top 5 reasons why Lloyd’s of London is the global home of specialty insurance

If you’re trying to build, place, or scale a specialist insurance proposition today – whether you’re a broker, insurer, MGA or InsurTech – you’re operating in a world where risks are moving faster than traditional products. Discover why insurers, brokers, MGAs and InsurTechs worldwide look to London syndicates to cover hard-to-place risk and build custom protection for clients.

How risk placement works at Lloyd’s of London – and why it matters for you as an insurer, broker, MGA or InsurTech

Understand how insurance risks actually get placed in the Lloyd’s market, with our clear, jargon-free explanation of slips, endorsements, lead/follow markets, and the subscription system.

What the January 2026 reinsurance renewals tell you about your opportunity in the year ahead

The January treaty reinsurance renewals are one of the few moments each year when the market shows its hand in public: which direction is pricing moving, where is capacity growing, and which terms are sticking. In 2026, the message is clear. Conditions are continuing to soften, and buyers have more leverage.

State of the Global Insurance Market: Q4 2025

With 2025 drawing to a close, economic shifts, geopolitical dynamics, natural catastrophes and technological developments are influencing risks and opportunities for insurers and brokers worldwide. As we navigate an ever-evolving insurance landscape, this report provides a concise overview of key trends and developments shaping the global insurance market today – and into 2026.

Unlocking Capacity Beyond Domestic Boundaries: Costero’s Global Specialty Advantage

Across the world, MGAs, InsurTechs, and coverholders are seeking ways to remain agile as customer expectations shift and specialty risks become increasingly complex. Yet finding dependable capacity, particularly for non-standard or catastrophe-exposed business, remains one of the industry’s most persistent challenges.