Personal Cyber

Computer Attack – Reimburse the costs to repair or replace the affected PC’s, tablets, IOT and smart appliances.
Network extortion – reimburse the costs and expenses of engaging an IT expert to remove malware and deal with a ransomware incident including the reimbursement the ransom or extortion for the release of personal information or the third party’s confidential information.

Data loss recovery – reimburse costs and expenses to restore personal information and digital assets that has arisen due to a cyber incident.
Identity theft – reimburse the costs to rectify credit records through theft of ID; reimburse expenses (including travel above 240km) to resolve issues with credit records. Access to credit monitoring for 12 months after the incident.

Unauthorised online transactions – Reimburse the financial losses suffered pay for the unauthorised purchases where a bank will not reimburse the funds (credit cards are excluded).
Mobile banking protection – Reimburse the financial loss arising from the Unauthorised Use of Your Mobile Payment App following the loss or theft of Your Mobile Device.

Insurers – As a value add onto other personal lines products such as homeowners.
Affinity Groups – Banks, credit card companies, associations. PerCy is a fantastic way for these entities to attract and retain customers, whilst reducing their own exposure to online fraud.
Employee Benefits – PerCy is an excellent way for employers to demonstrate they care about their employees’ well-being and awareness, while also mitigating their own cyber risk. Learning about the product and exposure can also contribute to staff’s Continuing personal development.

Worldwide

Binders, Master-Policies, Parametric, or Reinsurance

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